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We're incredibly proud to announce that Kalah Sprabeary, Owner and CEO of HUB Funding Solutions, has been named to The Monitor's 2025 Top 50 Women in Equipment Finance. This prestigious recognition highlights her exceptional leadership and significant contributions to the equipment finance industry.

A Well-Deserved Recognition

When you think about women breaking barriers in the equipment finance world, Kalah's name should definitely come to mind. This honor from The Monitor isn't just another award sitting on a shelf: it represents years of dedication, innovation, and a genuine commitment to helping businesses succeed through strategic financing solutions.

The Monitor's Top 50 Women in Equipment Finance list recognizes female leaders who are making a real difference in the industry. These are women who don't just participate in equipment finance; they're actively shaping its future. And Kalah? She's right there at the forefront of that movement.

The Journey to Excellence

Kalah's path to this recognition didn't happen overnight. Her career in equipment finance began in 2013 when she and her husband Jay made a bold move: they purchased Stateline Equipment Leasing, focusing on financing for oilfield and heavy construction equipment. Talk about jumping in with both feet!

From those early days, Kalah showed she had something special. She understood that equipment financing isn't just about moving paperwork around; it's about understanding what businesses really need to grow and succeed. Her experience as an account manager at Capital Asset Resource only strengthened this perspective, where she worked across multiple sectors including medical, industrial, agriculture, oil and gas, construction, and trucking.

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Building Something Better

In December 2017, Kalah joined Madison Capital as Vice President of Business Development, where she expanded business relationships throughout Texas, New Mexico, Oklahoma, Arizona, Colorado, and Louisiana. But here's where her story gets really interesting: she didn't just settle for a successful corporate career.

Instead, Kalah and Jay founded HUB Funding Solutions with a clear mission: to bring positive change to clients who needed funding but might not have the best credit or employment history. You know those businesses that traditional banks might overlook? Those are exactly the clients Kalah wanted to serve.

This decision reflects something important about her leadership philosophy. She believes in the relationship between lender and client, not just the transaction. It's this approach that sets HUB Funding Solutions apart and makes this recognition so meaningful.

More Than Just Equipment Financing

Under Kalah's leadership, HUB Funding Solutions has grown into something comprehensive. Sure, equipment leasing and loans are still core services, but the company now offers working capital, accounts receivable finance, and project finance. This expansion shows Kalah's understanding that businesses don't need just one type of funding: they need a partner who can adapt to their changing needs.

Think about it this way: when your business is growing, you might start with equipment financing for that essential machinery. But as you expand, you might need working capital to bridge cash flow gaps, or accounts receivable financing to improve your cash position. Having all these solutions under one roof, with someone who understands your business journey? That's the kind of strategic thinking that earns industry recognition.

Breaking Barriers and Setting Examples

Here's something that makes Kalah's story even more impressive: she was previously named to Monitor Daily's NextGen Under 40 list as the only female owner broker on that year's list. The only one. Let that sink in for a moment.

This statistic highlights both an achievement and a challenge. While it's fantastic that Kalah earned this recognition, it also shows how much work still needs to be done to create more opportunities for women in equipment finance. Her success isn't just personal: it's paving the way for other women who want to make their mark in this industry.

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Professional Excellence and Continuous Learning

Kalah's commitment to excellence goes beyond just running a successful business. She holds the CLFP (Certified Lender Financial Professional) credential, showing her dedication to maintaining the highest professional standards. She's also been elected to the board of the American Association of Commercial Finance Brokers (AACFB), where she contributes to shaping industry standards and practices.

Her educational background: a B.A. in English and Secondary Education from Texas Tech University: might seem unrelated to finance at first glance. But think about it: teaching requires the ability to explain complex concepts in understandable terms, to build relationships with diverse groups of people, and to help others achieve their potential. These skills translate perfectly to equipment finance, where success often depends on educating clients about their options and guiding them toward the best solutions.

The HUB Funding Solutions Difference

What makes Kalah's leadership at HUB Funding Solutions special isn't just the services they offer: it's how they offer them. The company's approach centers on understanding that businesses seeking financing are often in challenging situations. Maybe their credit isn't perfect, or their employment history has some gaps. Traditional lenders might see red flags, but Kalah sees opportunities to help.

This perspective comes from real experience and genuine empathy. When you've worked across industries like oil and gas, construction, and trucking, you understand that business success isn't always reflected in a credit score. Sometimes the best businesses are the ones that have weathered storms and come out stronger.

Vehicle and Fleet Financing Excellence

One area where Kalah's expertise particularly shines is in vehicle and fleet financing. HUB Funding Solutions has developed strong partnerships with dealers across Texas and surrounding states, creating streamlined processes that benefit both dealers and their customers. Whether you're looking to finance a single commercial vehicle or outfit an entire fleet, the company's approach focuses on finding solutions that work for your specific situation.

These dealer partnerships aren't just about transaction volume: they're about building relationships that serve businesses better. When a dealer knows they can rely on HUB Funding Solutions to provide flexible financing options for their customers, it creates a win-win-win situation: the dealer makes the sale, the customer gets the vehicle they need, and HUB builds another lasting business relationship.

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Looking Toward the Future

Being named to The Monitor's 2025 Top 50 Women in Equipment Finance isn't an endpoint for Kalah: it's recognition of the foundation she's built for even greater things ahead. The equipment finance industry continues to evolve, with new technologies, changing business models, and emerging customer needs creating both challenges and opportunities.

With leaders like Kalah at the helm, the industry is in good hands. Her combination of entrepreneurial vision, educational background, and genuine commitment to client success positions her to continue making significant contributions to how equipment finance serves American businesses.

The Bigger Picture

This recognition represents more than individual achievement: it highlights the positive changes happening in equipment finance. When industry publications like The Monitor recognize leaders who prioritize relationships over transactions and who work to serve underserved markets, it sends a clear message about the direction the industry is heading.

For business owners looking for financing solutions, this kind of recognition matters. It means you're working with someone who has been acknowledged by industry peers for excellence, innovation, and ethical practice. It means your financing partner is committed to staying at the forefront of industry best practices.

Moving Forward Together

As we celebrate this well-deserved recognition, we're also looking ahead to what it means for the businesses we serve. Having a leader who is recognized among the top women in equipment finance means our clients benefit from industry-leading expertise, innovative solutions, and a commitment to excellence that's been validated by professional peers.

Whether you're a small business needing your first piece of equipment or an established company looking to expand your operations, having access to this level of professional expertise can make all the difference in your financing experience.

Congratulations to Kalah Sprabeary on this outstanding recognition. The Monitor's 2025 Top 50 Women in Equipment Finance list represents the best our industry has to offer, and we're proud to have her leadership at HUB Funding Solutions. Here's to continued success and the positive impact she'll continue to make for businesses across Texas and beyond.