National Reach – Personal Service
Personal Service – ALWAYS speak to a live person when you call. No bots here.
- One Resource – Multiple Options – we work to secure the BEST options for your, and then you choose what works best for you and your business.
- In Depth Review – Each operation and need is different, we review your need in detail to help determine the best funding options to pursue.
- Continual Follow up – we provide ongoing follow up through calls, emails, and your own secure client portal.
- For Us – It’s Personal – we are family owned and operated, and your businesses’ success is our main goal.
Transparency and Accountability – we work under a standard of ethics maintained by the AACFB, SBA, as well as Federal and State Law.
We Reinvest in What Matters To You – we donate a portion of our proceeds from every transaction to the non-profit of your choice.
Frequently Asked Questions
Fill out our online application, and one of our team members will contact you within 1 business day.
Working capital and supply chain funding will be transferred directly to the business’ account. Funding for equipment and vehicles will go directly to the seller/dealer prior to delivery in most cases. Partial funding for special orders is available after client is approved and signed.
Apply online or by submitting a signed paper application. Our team will then contact you for an interview to review your request and answer any questions they may have. The applicants then go through the background and underwriting process.
Our basic criteria include: Time in business, credit score, background, industry, and financial strength. These criteria are expanded as needed for larger or more complex deals.
Our clients can be approved and funded in as little as one business day, with most deals closing in 3-7 business days. If a client is higher risk, or the deal is more complex, funding may take longer. The goal is to get our clients the best funding deal in the shortest amount of time.
We run one soft credit inquiry during your background check for pre-qualification purposes, which will not affect your credit score. This gives you the ability to receive multiple offers without pulling down your score. After you have approved the final terms, most underwriters will complete one hard credit inquiry to finalize your approval before funding.
Yes, in most cases we can approve A-D credit profiles. Approval is based on multiple criteria, and while lower credit can qualify, clients can expect higher rates and shorter terms. If you are not sure if you qualify based on your situation, please contact us, and we will be happy to discuss options with you.
Yes, in most cases we can approve A-D credit profiles. Approval is based on multiple criteria, and while lower credit can qualify, clients can expect higher rates and shorter terms. If you are not sure if you qualify based on your situation, please contact us, and we will be happy to discuss options with you.