Working capital can come in many different packages with a range of features, terms, and repayment options. At HUB, we use a single-source credit facility to explore the available options and lenders so we can help you find the funding that best fits your wants, needs, and budget.

– Purchase Order (PO) Financing

– Account Receivable (AR) Financing

– Revolving Credit Lines

– Merchant Services / Merchant Cash Advance

– Supply Chain Funding

Who can benefit from working capital solutions:

  • Startups
  • Turnarounds
  • Fast growing businesses with sales of $30,000-$10,000,000 per month
  • Mature businesses looking expand to a new product or service, or increase their market share
  • Any industry who buys and sells goods in the same physical shape to B2B or B2G customers


Many businesses have cash flow problems. There will be times when there is simply not enough money available to cover the costs of doing business.
As a result, an order can’t be fulfilled or a company may not be able to afford the supplies necessary to meet the client’s specific needs. Having to turn the order down would obviously mean a loss of revenue or even a tarnished reputation.

Purchase order financing, or PO, is a funding option for businesses that need cash to fill single or multiple customer orders.

Unlike factoring, which accelerates the cash from your invoices, PO funding gives you the ability to have goods available for your clients before an invoice is generated. If you are a product importer, jobber, reseller, or distributor – and need capital to deliver a large purchase order – PO financing can be the solution to fuel your business, deliver your orders, and expand your margins.


If your small business is looking for alternative financing to help meet operational expenses or help fund new business growth, HUB Funding Solutions can provide you with a factoring service that fits your unique needs. As an alternative to traditional bank financing, factoring receivables allows businesses to leverage unpaid accounts receivable to generate cash on hand quickly and easily.

This is not a loan or line of credit, so you’ll never have to worry about added debt.

Traditional and non-recourse options are available. We can work with existing capital loans and tax liens.


Flexible Working Capital allows you to draw the cash you need directly into your business at any time. Only pay interest on what you draw. Pay back your balance early any time.

Use Your Line of Credit to:

  • Manage accounts receivable gaps
  • Take advantage of new opportunities
  • Manage unexpected expenses


  • Seasonal hiring or inventory
  • Long term loans
  • 15-36 month terms
  • Fund larger projects with long term pay back
  • Expansion and new locations
  • Large-scale inventory purchases
  • Equipment purchases
  • New product development


Merchants face multiple challenges to keep their overhead low and bottom line in check. Our Merchant Services (MS) and Merchant Cash Advance provide payment schedules that work with the fast and revolving nature of your business.

Instead of a hard and fast amount due every month, a merchant services or merchant cash advance is repaid by taking a fixed percentage of your daily sales at the end of every business day. This means no surprises and no worrying about coming up with your pre-determined monthly payment amount.

Merchant Funding normally works one of two ways: credit card-based Merchant Services or ACH bank-based Merchant Cash Advance programs. The biggest advantage that Merchant Cash Advance offers is flexibility in repayment.