HUB offers the flexibility you need

Unlike direct-only lenders, brokers work with you to provide multifaceted solutions to your financing needs. HUB is an experienced brokerage firm, focused on client growth and finance diversification.

  • Quick and easy credit submittal process

  • Conserve cash

  • Preserve other lines of credit

  • Help cash forecasting by providing fixed payments

  • Increase purchasing power

  • Add assets quickly in response to industry and technology changes

  • Customized financing solutions designed to match your requirements

Work With Us

WHY WORK WITH A COMMERCIAL FUNDING BROKER?

HUB is a commercial funding brokerage just like any other broker from other industries. While a real estate broker connects you with the best properties for you and your business, we connect you with commercial funding solutions that fit your needs.

Should You Get a Business Loan Yourself?

Receiving a business loan takes a lot of work.

Generally, a lender is going to require between 5-30 documents to underwrite a loan, lease, or credit line. It takes a lot of time to do all your research, figure out what your business needs, find the right lenders, negotiate the deal, understand the terms, compare your options, and much more. We’re exhausted and overwhelmed just thinking about the lending process.

Finding a business loan on your own is so complex that small business owners can spend over four full days searching for the right business loan—and that doesn’t take into account the time it takes for your application to be processed when you find the right lender.

Considering the lost opportunity costs, going through a commercial loan broker can save you time, energy, and money.

WHY SHOULD YOU USE A COMMERCIAL FUNDING BROKER?

Business funding brokers can save you time and energy. When you’re operating a business, you have a lot on your plate. Commercial funding brokers can take the inconvenience of finding a business loan off your hands. But there are a few other reasons why you might want to use a small business funding broker:

These days there are a lot of alternative lenders you can look to for financing — commercial banks are not your only option. Business funding brokers may provide you with more opportunities.

Unlike a traditional bank loan, commercial funding brokers can work with new or used equipment, vehicle dealers, and even private sellers. This provides the ability to find exactly what you want and provide one-stop funding solutions for multiple pieces of equipment and vehicles.

At HUB, we specialize in creating customized plans with multiple funding options in order to help you meet your financial and business goals. We help you fund your large projects without overleveraging or selling off your ownership. Our goal is to help you grow responsibly with the least amount of risk.

Commercial funding brokers distribute your loan application to many lenders in order to secure the best rate possible. Comparing how much your loan will cost is a necessity for small business owners. If you only work with one lender, you will never know if you received the best deal.

Commercial funding brokers work with lenders 24/7 – that’s our job. This allows us to form professional relationships with an extensive network of lenders. We work with over 170 funding sources and are able to get you the best deal on your business loan. As a part of the AAFCB, we work diligently to stay educated and up-to-date on important information and policies.

As broker members, funding source members, associate members and honorary members of the AACFB, we ascribe to the following Code of Ethics and pledge ourselves to the word and principal of this Code:

We will demonstrate honesty, professionalism and integrity in all our relationships and business dealings with customers, fellow members, the public, equipment vendors, licensed professionals, other brokers, and our funding sources. We will at all times adhere to two golden rules: First, treat other business professionals as we would like them to deal with us and, second, always conduct our business dealings so as to reflect a positive image upon our profession and the AACFB.

We will be mindful of our obligations with respect to funds remitted by customers. Specifically, we acknowledge that in order for funds remitted by customers to be earned, we must provide goods, services or value to the customer in exchange for those funds.

We will communicate as soon as it becomes known to us all information germane to our funding sources where such facts may impact a funding source’s credit evaluation of a proposed customer. We acknowledge that as brokers, we are responsible for sharing all information known to us regarding all aspects of a proposed transaction with our funding sources.

We will never knowingly make false statements to anyone. Under no circumstances will we perpetuate, encourage or disregard fraudulent or inherently dishonest activity by any person in connection with a business transaction.

When we are asked for legal, accounting, tax or any other similar professional advice, we will always qualify our advice to the individual with whom we are speaking to ask the same question of a duly licensed and qualified professional.

We shall cooperate with our funding sources on all issues reasonably required by a funding source for completion of a transaction, including but not limited to all issues of documentation as a funding source shall require.

We will deal with our funders in a manner which respects the value of their time and financial commitment. We will use our best efforts to submit proper and complete applications in accordance with the requirements of a funding source.

Funding source members agree that they will not circumvent the broker in any transaction in which a broker refers a transaction which would otherwise entitle the broker to a commission.

We will strive to enhance our professional education and keep ourselves informed of new developments in our industry.

The use of the terms “American Association of Commercial Finance Brokers”, “AACFB” and the AACFB “Logo” shall be used only by members in good standing on their letterhead and business cards in accordance with rules promulgated by the AACFB Board of Directors from time to time. In the event that any member becomes aware of the use of the aforesaid by a non-member, then such member shall immediately bring the usage by the non-member to the attention of the Board of Directors for further action.

All members of the American Association of Commercial Finance Brokers agree to abide by and submit to the arbitration dispute resolution program administered by the AACFB and in effect as necessary.

GROW YOUR BUSINESS
WE MAKE FUNDING POSSIBLE.

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